Does Lowe’s Take Apple Pay? All Payment Methods Accepted by Lowe’s in 2024

Hey! Are you wondering where to buy home improvement products? Why look anywhere else when you have Lowe’s in every corner? It has a great variety of products with easy payment methods. There are some pocket locations where Apple Pay services are currently unavailable. But that does not dissuade a larger number of stores from accepting Apple Pay. However, there is a lot of confusion regarding the payment methods Lowe’s accepts. If you are wondering, ‘Does Lowe’s Take Apple Pay?’, you will find your answers here!

Lowe’s is an American retail company specializing in home improvement products and services. It was founded in 1921. Yes! 101 years ago. It used to be the largest US hardware chain until Home Depot surpassed it in 1989. With over 2000 stores, this company stands as the second-largest hardware chain globally.

If you want to go and shop there, you must know the form of payment it accepts. Stores like Walmart do not accept Apple Pay. So it is natural for you to question, ‘Does Lowe’s take Apple Pay?’. I will tell you if Lowe’s accepts Apple Pay or not.

Does Lowe’s Take Apple Pay?

No, Lowe’s does not take Apple Pay. It accepts other forms of payment like debit and credit cards, cash, etc. However, Lowe’s does not accept Apple Pay. 

Another important point to remember is that Lowe’s does not accept Apple Pay online and offline. So, if you want to use your phone for payment, you can use your cards or PayPal. Whereas, if you looking at whether the restaurant’s line Culver’s accepts Apple Pay, then the answer is “YES.” Besides, there are stores like 7/11 that accept Apple Pay, thereby catering to the wider acceptability of Apple Pay.

You can also use Lowe’s credit and gift cards to make payments.

Why Doesn’t Lowe’s Take Apple Pay?

While many companies have started to accept digital payments, Lowe’s has not. This comes as a shock to many. With the magnitude of functions Lowe’s has to perform, it would make their work more comfortable. However, Lowe’s has not embraced any form of digital payment. It does not accept Apple Pay or Google Pay. 

The acceptability to use Apple Apple as a mode of payment varies from store to store. Some stores, like Starbucks take Apple Pay, whereas, at the same time, there are stores like Lowe’s that refrain from taking Apple Pay.

Let us look at why Lowe’s doesn’t take Apple Pay:

1. Lack of NFC Technology

Near-field communication terminals, also known as NFC terminals, help scan the code from a smart device. The information gathered after scanning helps to make the purchase and payment. This ensures a smooth and easy buying process. 

However, NFC terminals are very expensive to install. This is a new type of technology, and implementing it in every store will be an expensive affair for Lowe’s. This can be one of the reasons Lowe’s doesn’t accept Apple Pay.

2. Transaction Fees

Another reason Lowe’s does not accept Apple Pay can be because of the merchant fees. If you don’t know what the merchant fee is, let me assist! A merchant fee is the transaction fee that is taken from the retailer when they use a digital form of payment. It is also deducted while using credit cards and debit cards. So, in Apple Pay’s case, the retailer has to pay a part of the total amount to Apple.

However, there is a possibility that the fees deducted by Apple can take a large cut out of the merchant’s profits. This would not be feasible. 

3. Lack of Interest

A simple reason Lowe’s doesn’t accept Apple Pay is that lack of interest. Lowe’s already has a large user base that is fine with the form of payment methods already available. They don’t need to add more options unless it becomes extremely necessary.

Alternative Lowe’s Methods

While Lowe’s does not accept Apple Pay as a form of payment, it does not accept a lot of other forms of payment. Some of them are listed below:

1. Debit cards such as Visa, Mastercard, Discover, and American Express
2. Credit cards, most major providers are supported
3. Lowes Credit Cards
4. Lowes Gift Cards
5. PayPal (online)
6. Cash

Which Stores Take Apple Pay?

Lowe’s does not accept Apple Pay. So what! 

Here is a list of Home Depot alternatives that take Apple Pay:

1. Ace Hardware
2. CVS
3. Rite Aid
4. Target
5. Costco
6. Meijer
7. Best Buy
8. Safeway
9. Walgreens
10. Family Dollar

Is Lowe’s App Available for iOS Devices?

The Lowe’s app is available for iOS devices. But you cannot pay for your purchase using the Apple Pay method. You can simply type the Lowe’s in the App Store’s search bar and click on the Get option to install the Lowe’s app on your respective devices. 

However, users have given reviews, and you can also find the available payment options for the Lowe’s app. The payments that Lowe’s is accepting are via Credit and Debit cards, PayPal, and Lowe’s Pay (with Buy Now and Pay Later option.)

Wrapping Up

It is time to wrap up. I have told you Lowe’s does not take Apple Pay in this article. However, it is not the end of the world. Lowe’s accepts many other forms of payment like debit and credit cards, gift cards, etc. So if you like shopping at Lowe’s, leave your Apple Pay aside and carry cash!

I hope you found this article useful. If you have any other questions regarding this topic, let me know in the comments below.

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